Limited Time Balance Transfer

Save a fortune on interest

Limited Time Balance Transfer Offer

Take hold of your financial destiny and consolidate your high-interest credit card balances with Georgia United Credit Union. It’s like finding a four-leaf clover or a lucky penny. When you transfer your high-rate balances to your Georgia United Credit Card, you can lower your monthly payment and put more money towards paying off the balance.

Enjoy:

4.75% APR* for 24 months on balance transfers. After the promotion period, the rate reverts to your variable APR.
No balance transfer fee. This fee is charged upfront at other financial institutions—typically costing around 3-5% of the total amount of the balance transferred.

Transfer your balance by April 30, 2024, to take advantage of this offer.

Transferring Your Balance is Simple

Log in to Online Banking
On the main menu, select 'Services' and click 'Balance Transfer'
Complete the form and submit your request

You can also request a balance transfer by contacting our Member Care Center at 888.493.4328 or visiting a branch location.

Are Balance Transfers Worth It?

It's important to weigh the pros and cons before making any financial decision, and a balance transfer is no exception. Our balance transfer calculator can help you make an informed decision. By inputting your current balance and interest rate, you get an estimate of how much you could potentially save.

Calculate Your Savings

*APR = Annual Percentage Rate. Promotional 4.75% APR is valid for balance transfers that post between 2/1/24 and 4/30/24. The 4.75% APR promotional balance transfer rate is valid for 24 months from date of balance transfer. After the promotional period, the APR on unpaid promotional balances and new balance transfers will be a variable rate and may change based on Prime Rate. As of 8/27/23, rates are 13.24% to 22.99% for the Platinum Visa Credit Card and 15.24% to 22.99% for the Cash Back Visa Signature Card, based on your creditworthiness. To accept this offer you must be the person to whom the offer is extended to. No balance transfer fee. You cannot avoid interest charges on cash advances and balance transfers; even if you pay the entire cash advance balance or balance transfer balance by the payment due date, you will incur the interest charges accrued from the date the cash advance or balance transfer is posted to your account. The promotional rate does not apply to cash advances. Credit card purchases will accrue interest at your standard variable rate (see your Georgia United Credit Card Agreement). To avoid paying interest on purchases, you must pay your entire balance by the next due date. You can transfer up to your available credit limit; requests exceeding your limit will not be processed. Allow at least 2 weeks from the time of request for processing. Continue paying each creditor until the transfer appears as a credit. Balance transfers may not be used to pay accounts issued by Georgia United Credit Union. To be eligible for this promotion, your account must be open and in good standing with no charged off accounts. An account in good standing is defined as a member who complies with the stated terms and conditions of any account held at Georgia United Credit Union. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.

START SAVING WITH THIS LIMITED TIME OFFER.

Transfer my balance