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Every Purchase Rewards You With Cash in Your Pocket

Make shopping more rewarding with the best Cash Back Visa Signature® Card! Earn on every dollar you spend, whether you're paying for coffee, dance lessons or a big vacation. Just swipe, earn and let us do the rest - it's that simple. We'll even take care of depositing all your cash back earnings into your account so you don't have to lift a finger!

  • Earn unlimited 1.5% cash back* on every purchase you make - no exclusions!
  • 1.99% intro APR** on purchases and balance transfers for 12 months, then a variable APR of 15.24% to 22.99%
  • Quick and easy credit card application
  • No annual fee**
  • No fee balance transfers
Apply Now Credit Card Disclosure

Visa Signature Card Benefits

Take advantage of our additional card benefits when you get a Georgia United Cash Back Visa Signature Card. 

Explore the Benefits

Roadside Dispatch® ● Extended Warranty Protection

Travel and Emergency Assistance Services ● Cell Phone Insurance

Trip Cancellation Protection ● Visa's Zero Liability Policy***

Banking Designed for a Mobile World

  • Travel with Confidence: Shop online, in stores or anywhere Visa is accepted. 
  • Enhanced Security: Set up alerts to monitor card activity and freeze your card to prevent unwanted purchases in Online Banking.
  • Fast and Convenient: Add your cards to your digital wallet like Apple Pay or Google Pay for a quick and touch-free way to pay.

Earn more with unlimited Cash Back Rewards

Here's an example of how much you can earn each month when you use the Georgia United Cash Back Signature Card.

ExpensesMonthly CostCash Back Earnings
Groceries  $400 $6.00
Gas $125 $1.88
Utilities $350 $5.25
Monthly Expenses $3,250 $48.75

 

We Are more than a bank

About Georgia United

Our mission is to serve with a purpose to enrich the lives of our 150,000+ members, team members and surrounding communities. We not only offer rewarding and affordable products to our members, we also reinvest into our community through philanthropic initiatives that help them thrive. Joining is simple - apply online or at a branch, meet one of our eligibility requirements and pay a $5 one-time nonrefundable membership fee. Let us help you live your best life and join us today!
“
The interest rate on my credit card is great and I always get friendly professional help when I need it.
- Carlyn K.
“
I have been a member since 1986! I love the customer service and the constant upgrades in products and services!
- Millicent B.
“
I've been a member for decades. I've always received great service, and I live almost two hours from Georgia United. All my business with this bank has been via telephone, mail or online. I've never been to the bank or a branch in person.
- Clarrisa P.
“
Online services are excellent and in person interactions and customer services are fast and efficient.
- Carmen V.
“
Same services as any bank at a lower cost. They also try to work with the customer to improve their credit and offer them a lower interest rate credit card.
- Chiquita J.

Start earning cash back!

Apply Now

*Purchases do not include returned items for credit, balance transfers, cash advances and interest. There is no limit to the amount of cash back you can earn, if your account is open and in good standing. Cash back received will be automatically deposited into your Savings (Share) Account each month.

**Introductory 1.99% Annual Percentage Rate (APR) is available on purchases and balance transfers for 12 billing cycles. Balance transfers must occur within the first three billing cycles of account opening to qualify for the introductory rate. Balance transfers incur interest charges from the transaction date. After introductory period, your APR on purchases and balance transfers will be a variable rate and may change based on Prime Rate, as of 8/27/23, rates are 15.24% to 22.99%. Qualified rates vary based on credit history and underwriting factors. Not all applicants will qualify. To avoid paying interest on purchases, you must pay the entire balance by the due date, including transferred balances under this promotion. For other fees that may apply, call 888.493.4328 or see our  credit card disclosure.

All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.