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SAVE MORE, EARN MORE
Would you like to earn $900 annually from your savings account? That’s a real example of how much members can pocket on $30,000 invested in a High Earning Savings Account now offered by Georgia United. You can take your savings further and achieve financial goals faster with a savings account well above the industry average featuring rates as high as 3.50%*.
Investing your tax return in a High Earning Savings Account is a financially savvy and secure way to maximize your earning potential.
Our High Earning Savings Account features:
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24/7 access to funds via Online and Mobile Banking |
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A minimum of $100 to open |
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Insured by NCUA |
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Unlimited deposits |
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Two free withdrawals per month* |
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Easy online transfers to internal and external accounts |
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Another fantastic way to launch your savings plan is to invest in Georgia United’s variety of high-yield Certificate of Deposit (CD) options featuring rates up to 5.13% APY**. CDs are secure and safe savings tools that continue to grow regardless of the shifting markets. With varying length terms and earning rates, find the right fit for your financial future.
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Tackle student debt more efficiently with a refinance loan that allows you to consolidate your existing student loans into one manageable payment at a potentially lower interest rate. Find out if student loan financing is right for your household by exploring options and educational resources.
| LEARN MORE |
MEET THE NEW ATM+
Have you tried Georgia United’s new, easy-to-use drive-up ATM+? They work like traditional ATMs, but with more self-service options, including the ability to withdraw cash in denominations of your choice and deposit cash from the convenience of your car. You can even speak with a Georgia United live teller via video chat during business hours.
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HOMEOWNER WEBINAR
Interested in finding out if a Home Equity Line of Credit (HELOC) is right for you? If you are exploring ways to finance home renovations, consolidate debts or pay for major purchases you can get answers to your questions from Georgia United’s experts. Join our free webinar, “Unlock the Equity in Your Home,” set for noon on April 28.
| REGISTER NOW |
SAFE PLACE TO BANK
We are YOUnited in celebrating Georgia United’s 65 years in operation. Did you know that Georgia United was founded in 1958 by eight DeKalb County public school educators seeking a safe place to save and borrow money? Sixty-five years later, we're still committed to providing members with a safe and secure place to conduct your financial business.
BEWARE OF FRAUDSTERS
Georgia United’s online Learning Center offers resources to help members reach their financial goals, including a recent blog offering tips to combat the rise in fraud attempts on mobile payment apps. Learn how to spot common scams and protect your account. Maintaining the security of your financial and personal information is our top priority.
COMMUNITY IMPACT
Here are a few recent highlights of how Georgia United's philanthropic arm, Georgia United Foundation, is serving our community.
YOUTH INVESTMENT
Congratulations to the 2023 Georgia United Foundation Scholarship winners who plan to attend college or technical school: Isaiah Fleming, Arabia Mountain High School; Akili Rosemarie-Juliet Smith, Parkview High School; Gabby Almon, Northwest Whitfield High School; Eres David, McDonough High School; Violet Riggle, Strong Rock Christian School; and Myra Ehrenberg, Ehrenberg Family Home School.
| WINNER VIDEOS |
ENRICHING LIVES
By choosing to bank with Georgia United, you automatically make a positive impact on our local communities and schools through Georgia United Foundation’s various philanthropic programs. Did you know that our Foundation is a tax-exempt 501(c)(3) charitable organization? Help us enrich the lives of children and families in the communities we serve when you make financial contributions to the foundation.
ANNUAL SHAREHOLDERS' MEETING
As a member-owner of Georgia United Credit Union, you are invited to attend the Annual Shareholders’ Meeting on Wednesday, April 26, 2023, at the Corporate Office, located at 6705 Sugarloaf Parkway in Duluth. Registration will begin at 1:30 pm and the meeting will start at 2 pm. We will provide interested shareholders with an overview of Georgia United’s accomplishments over the past calendar year and distribute the 2022 Annual Report.
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Memorial Day
Monday, May 29, 2023
Independence Day
Tuesday, July 4, 2023
Don't forget you can bank from the comfort of your home with Online Banking or deposit a check*** using Georgia United's Mobile App even when our branches are closed. Visit our website for a full list of holiday closings.
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*APY = Annual Percentage Yield. Rates may change after account is opened. Minimum deposit to open the account is $100.00. Minimum balance to earn dividend is $10,000.00. Dividend is accrued on a tiered basis. If your account balance is from $10,000.00 to $24,999.99, the Dividend rate is 1.49% and the APY will be 1.50%. If your account balance is $25,000.00 or more, the Dividend rate is 3.45% and the APY will be 3.50%. Dividend is compounded and credited quarterly. Must maintain a minimum balance of $5.00 in the account to avoid service fees; otherwise $5.00 fee per month. Will receive two (2) free withdrawals per month, thereafter your account may be subject to a $5.00 fee per withdrawal. Fees could reduce the earnings on the account, see Share Rates and Fees Schedule for additional fees that may apply. Membership and eligibility requirements apply. Membership requires a $5.00 one-time, nonrefundable membership fee and a minimum initial deposit of $5.00. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice.
Rates effective as of 4.4.23
**APY = Annual Percentage Yield is fixed for the term of the limited time promotion. The minimum deposit and balance required to earn APY is $1,000.00. The funds used to open the CD cannot currently be in a deposit account with Georgia United.
15 month CD
A 15 month term will earn 5.13% APY and at maturity, the CD will renew at a 12 month term at the prevailing rate.
30 month CD
A 30 month term will earn 4.08% APY and at maturity, the CD will renew at a 24 month term at the prevailing rate.
Membership and eligibility requirements apply. Membership requires a $5 one-time, nonrefundable membership fee, and a minimum initial deposit of $5. Penalty will be imposed for early withdrawal and fees could reduce the earnings on the account, see terms and conditions for additional restrictions and fees that may apply.
***Items transmitted using this service are not subject to the funds availability requirements of the Federal Reserve Board Regulation CC. Deposits accepted using this service will be available within two days. Georgia United may make such funds available sooner.
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