FLEXIBLE MORTGAGES MAKE HOME SWEET HOME HAPPEN

Are you looking for a new place to hang your hat in 2024? We can sweeten your home buying experience with a Georgia United mortgage.  

From first mortgage loans that require little to no down payment* to home loans with adjustable rates, Georgia United offers mortgage programs for every stage of life’s journey.  

Enjoy our quick and straightforward application process and get pre-qualified today. Figuring out how much house you can afford starts with this first assessment, which takes into consideration your personal financial picture. 

Benefits of Georgia United mortgages include: 

	Lower loan closing costs and competitive rates.
	Members save time with convenient online application processes.
	No obligation video appointments to help you answer all your questions.
	Pre-qualification** for a loan before house hunting begins.
	Flexible terms, including traditional 15- and 30-year options.
	Opportunities to build equity.

For questions or assistance, book a no obligation video or phone appointment with our knowledgeable team.

Feeling the financial pinch from high-interest credit cards? Open a new Georgia United Visa Credit Card and move your high-interest credit card balances over to it, with no transfer fees attached. If you are curious – or skeptical of – how much can be saved by completing a balance transfer, try Georgia United’s online calculator, a convenient tool that can help you understand how a balance transfer could positively impact your finances.  

With Earth Day coming around again on April 22 and April observed as Earth Month, it serves as a reminder that you can do your part to help the environment by choosing to receive E-Statements and reduce unnecessary paper use. It is easy to get started. Log into your account and select 'Statements' from the dashboard to enroll in E-Statements. You will receive an email confirmation. Mother Nature will thank you. 

FEND OFF FRAUD WITH YOUR DIGITAL WALLET

While fraudsters lurk at every cyber turn, a savvy way to thwart these bad actors is to rely on your digital wallet when you make Georgia United credit and debit card purchases. Keep your cards safe in your phone’s digital wallet to make easy purchases online, in-app or in-store. Paying digitally is secure, hassle-free and saves you from having to pull out your physical card. 

By using a digital wallet, Georgia United members can also enjoy heightened security benefits, such as: 

• Data breach protection. The vendor will only receive a unique, one-time-use code, as opposed to your sensitive card information, such as your card number or security code.  
• Enhanced security if your physical card is lost. Because your phone is secured by a password and other protections like facial recognition or fingerprint, if it is lost or stolen your digital wallet can’t be accessed.  
• Touchless payments. Because you’re not handing over your card number to make a purchase, it can’t be stolen. 

Have you linked your Georgia United debit or credit card to your digital wallet? It is easy as 1-2-3. 

STUDENT LOANS

High school graduations are on the near horizon, which means it's time for college and continuing education decisions for many families that have graduating seniors. Make sure your young scholars start their undergraduate years on the right track with a student loan option that allows them to focus on education, not student debt. Our Student Choice private loan is designed to do just that. 

Key features include: 

• Low interest rates. 
• Multiple repayment and in-school deferment options. 
• No origination or prepayment fees. 

SCORE WITH T-MOBILE

COMMUNITY IMPACT

Here are a few recent highlights of how Georgia United is serving our community, including initiatives managed by our philanthropic arm, Georgia United Foundation.

CRASHING BY DESIGN

Georgia United Foundation recently announced six deserving Georgia schools receiving 2024 School Crashers makeovers. They are Atlanta Area School for the Deaf in Clarkston, Barksdale Elementary in Conyers, Miller Grove Middle in Decatur, Pooler Elementary in Pooler, Eastside Elementary in Dalton and Cornelia Elementary in Cornelia. These schools will receive project improvements over the summer before the start of the new school year. Support School Crashers and other Georgia United Foundation programs with a tax-exempt donation.

SAVE THE DATE

As we continue to nurture relationships connected to our new Chamblee branch that opened March 13 at Chamblee Plaza, we are pleased to invite members to join us for the debut edition of Chamblee Art Fest, where Georgia United is proud to be among the event’s first community sponsors.  Set for April 20-21 in downtown Chamblee, the free event features more than 100 artisans, food trucks, an art-themed children’s area, strolling musicians and sponsorship booths, including Georgia United’s. It's sure to be a weekend of family-friendly fun.

As a member-owner of Georgia United Credit Union, you are invited to attend the Annual Shareholders’ Meeting on Wednesday, April 24, 2024, at the Corporate Office, located at 6705 Sugarloaf Parkway in Duluth. Registration will begin at 1:30 pm and the meeting will start at 2 pm. We will provide interested shareholders with an overview of Georgia United’s accomplishments over the past calendar year and distribute the 2023 Annual Report. 

Memorial Day
Monday, May 27, 2024

Don't forget you can bank from the comfort of your home with Online Banking or deposit a check**** using Georgia United's Mobile App even when our branches are closed. Visit our website for a full list of holiday closings. 

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*Loan amount cannot exceed the fair market value of the dwelling.

**A pre-qualification is based on our preliminary review of information provided and limited credit information only and is not a commitment to lend or a guarantee for loan approval. We may offer a loan commitment upon verification of application information, satisfying all underwriting requirements and conditions, and property acceptability and eligibility. Pre-qualifications are not available on all products and may expire after 90 days. Contact a home loan consultant for details.

***Any product names, logos, brands, and other trademarks or images featured or referred to by Georgia United Credit Union remain the property of their respective trademark holders. The Credit Union’s use of third party trademarks does not indicate any relationship, sponsorship, or endorsement between the Credit Union and the owners of these trademarks. Any reference by the Credit Union to third party trademarks is to identify the corresponding third party goods/services and shall be considered nominative fair use under the trademark law.

****Mobile check deposits are subject to verification and may not be available for immediate withdrawal.

Georgia United Credit Union is located at 6705 Sugarloaf Parkway, Duluth, GA 30097.
© 2024 Georgia United Credit Union

Insured by NCUA

NMLS# 483426